Indonesia’s finance industry faces a growing threat that scams occur 3 to 4 times higher compared to other countries, as stated by Friderica Widyasari Dewi from the Financial Services Authority (OJK).  According to the Indonesia Threat Landscape Report (2025) released by SOCRadar, the finance industry leads as the most targeted sector for phishing attacks at 24.42%, far ahead of telecommunication (10.08%), information services (9.69%), and banking (6.20%). These figures highlight a concrete risk for Micro, Small, and Medium Enterprises (MSMEs), particularly as the government continues to promote digitalisation and encourage digital payment adoption without a clear risk mitigation mechanism in place.

Source: e27